Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) let you use pre-tax dollars toward qualified medical expenses. For many people exploring natural, holistic care, these accounts can help make ongoing wellness services more affordable.

How HSA and FSA Eligibility Works

HSA and FSA funds are meant for qualified medical expenses, which are generally costs related to addressing or preventing health conditions. 

When reviewing a holistic service, plan administrators typically look at:

• Purpose: whether the service addresses a specific health concern

• Provider: whether it’s delivered by a qualified practitioner

• Documentation: whether you have an itemized receipt showing the service, date, and fee

Some plans may also require a Letter of Medical Necessity from a licensed medical provider, especially for complementary therapies.

Tips to Make the Most of Your HSA or FSA

Check your plan first. Before starting a series of visits, contact your HSA or FSA administrator with a description of the service and ask whether it qualifies and what documentation they require.

Ask about a Letter of Medical Necessity. If your plan requires one, your primary care or other licensed medical provider may be able to help.

Keep your receipts organized. Save itemized receipts and payment confirmations in one place in case your administrator requests them later.

Watch your deadlines. FSAs often have “use-it-or-lose-it” rules, so review your plan’s year-end deadlines to avoid leaving funds unused.

Payment Options at Our Practice

We accept Visa, Mastercard, Discover, American Express, cash, Zelle, and HSA/FSA cards. Please note that we do not accept insurance. 

This article is for general information only and is not tax or financial advice. Please confirm eligibility with your HSA or FSA plan administrator.